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Nail By Nail - How To
Build & Buy A New Home:
I will
help you investigate and learn about a home loan:
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The
best home loan programs for new homes.
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The lowest closing costs and lowest interest rates on new
home loans.
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The best construction loans.
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You'll learn exactly how home loans work and how much you
can afford.
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You'll be "pre-approved" for a new home loan by the lender
of your choice.
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How much do I
want to allocate to land and the home itself?
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Example: If you qualify for a
$75,000 home including lot, you might choose to allocate
$15,000 for a lot and $60,000 to the home.
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I will then provide you with
all of the information on every lot available for $15,000
and under in the areas that you want to live. |
Then, it's on
to floor plans. Here's what's next:
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I will provide you with access
to sample floor plans to stimulate your imagination.
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I will help you narrow down
the general style and size of home to fit your budget.
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I will get preliminary quotes
from builders to give you a general idea of the cost of the
plans you like. |
Securing the
land: when you tell me which building site that you like, I
will:
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Help you prepare an offer that
will allow you to "tie-up" the land you want for a modest
down payment.
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Present the offer to the owner
on your behalf.
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Negotiate in your best
interests to help you get the best buy.
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Fit your
house to your land – I will help you:
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Customize the final plans of your new home to fit your land.
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Obtain final bids from the builder.
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Obtain final loan approval for your construction loan and
permanent home loan.
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Prepare and sign the home construction contract with your
builder.
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Begin
Construction!!
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